PT Astra WeLab Digital Arta (AWDA)
AWDA is a collaborative joint venture between PT Sedaya Multi Investama, a subsidiary of PT Astra International Tbk and WeLab, a Hong Kong – based fintech company. AWDA is a company engaged in the field of Fintech (financial technology) with a peer-to-peer lending license that uses big data and machine learning to provide credit scores and loan approvals quickly and with quality. AWDA operates in Indonesia subject to OJK Regulation No.77/POJK.01/2016 concerning P2P lending. Currently, AWDA has been registered and licensed with OJK Decree No.KEP-84/D.05/2019 concerning the Granting of Business Licenses for operator of IT-based loan services Companies in PT Astra Welab Digital Arta dated September 30, 2019.
AWDA has been registered and licensed with OJK Decree No.KEP-84/D.05/2019 concerning the Granting of Business Licenses for operator of IT-based loan services Companies in PT Astra Welab Digital Arta dated September 30, 2019 and launched an application called “Maucash” which is available on Android-based platforms. Through Maucash, AWDA has two loan products called Maucepat (one-time payment) dan Mauringan (monthly instalment). The Maucepat product offers loans from Rp 1.000.000 to Rp 3.500.000 with tenor of 61 days, and the Mauringan product that offers installment loans from Rp 1.500.000 to Rp 8.000.000 with tenor of 3-6 months.
In 2019, AWDA introduced a new channel to access Maucash through OPPO Store and expanded its operational area to various regions of Indonesia like DKI Jakarta and cities in West Java, Banten East Java, Bali, Central Java, Daerah Istimewa Yogyakarta, North Sumatra, East Kalimantan, and South Sulawesi.
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